Do You Know the ABCs of Health Care?

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Do You Know the ABCs of Health Care?

Do You Know the ABCs of Health Care?

In 2010 President Obama signed the Affordable Care Act (ACA), the law commonly known as health reform. Health reform is changing how people get health care, how they get health insurance, what it costs and who pays for it.

A Affordable – You or members of your family may qualify for help paying for a health insurance plan. New rules make it possible for many Americans to qualify for a tax credit (also called a subsidy) to help pay insurance premiums.These savings may come in the form of a Premium Tax Credit which can be used to reduce your monthly premium payment or a program like Medicare, Medicaid or the Children’s Health Insurance Program (CHIP).
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If you do not have health insurance through your employer, you may be eligible for help paying for a plan offered in the Health Insurance Marketplace. Use our calculator and answer a few simple questions to see if you may qualify for a subsidy. Government subsidies pay for a portion of the plan premiums, and can be taken as a credit against annual federal taxes, or as a credit against the monthly plan premium.

B Benefits – The health insurance plans offered on the Health Insurance Marketplace include a comprehensive set of essential health benefits defined by the government. Qualifying plans sold outside the Marketplaces also include these benefits.

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